[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.n-joy.cz\/pomoc-kamosum-za-vsechny-prachy\/#Article","mainEntityOfPage":"https:\/\/www.n-joy.cz\/pomoc-kamosum-za-vsechny-prachy\/","headline":"Pomoc k\u00e1mo\u0161\u016fm za v\u0161echny prachy","name":"Pomoc k\u00e1mo\u0161\u016fm za v\u0161echny prachy","description":"\u010c\u00edm \u010dertu dob\u0159e, peklem se ti odm\u011bn\u00ed! Ur\u010dit\u011b to zn\u00e1te. S nejlep\u0161\u00edm sv\u011bdom\u00edm a v\u011bdom\u00edm jste sl\u00edbili pomoc kamar\u00e1dovi s opravou, malov\u00e1n\u00edm nebo \u00faklidem bytu a ouha, v z\u00e1palu pr\u00e1ce jste rozbili a zni\u010dili v\u011bc jemu nejcenn\u011bj\u0161\u00ed. Jak z trapn\u00e9 a choulostiv\u00e9 situace ven? \u0158e\u0161en\u00edm, v\u00fdhodn\u00fdm pro ob\u011b strany, je poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu. Toto […]","datePublished":"2021-09-29","dateModified":"2024-06-28","author":{"@type":"Person","@id":"https:\/\/www.n-joy.cz\/author\/devene\/#Person","name":"devene","url":"https:\/\/www.n-joy.cz\/author\/devene\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/091b4d684e9af597ec9885a078917281e353fb1084ff05c94355123dbb14e899?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/091b4d684e9af597ec9885a078917281e353fb1084ff05c94355123dbb14e899?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"n-joy.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.n-joy.cz\/wp-content\/uploads\/pojisteni_e5VyCj.jpg","url":"https:\/\/www.n-joy.cz\/wp-content\/uploads\/pojisteni_e5VyCj.jpg","height":0,"width":0},"url":"https:\/\/www.n-joy.cz\/pomoc-kamosum-za-vsechny-prachy\/","about":["Slu\u017eby"],"wordCount":439,"articleBody":"                                \u010c\u00edm \u010dertu dob\u0159e, peklem se ti odm\u011bn\u00ed! Ur\u010dit\u011b to zn\u00e1te. S nejlep\u0161\u00edm sv\u011bdom\u00edm a v\u011bdom\u00edm jste sl\u00edbili pomoc kamar\u00e1dovi s opravou, malov\u00e1n\u00edm nebo \u00faklidem bytu a ouha, v z\u00e1palu pr\u00e1ce jste rozbili a zni\u010dili v\u011bc jemu nejcenn\u011bj\u0161\u00ed. Jak z trapn\u00e9 a choulostiv\u00e9 situace ven?  \u0158e\u0161en\u00edm, v\u00fdhodn\u00fdm pro ob\u011b strany, je poji\u0161t\u011bn\u00ed odpov\u011bdnosti za \u0161kodu. Toto poji\u0161t\u011bn\u00ed v\u00e1m m\u016f\u017ee pomoci, p\u0159edej\u00edt r\u016fzn\u00fdm ne\u0161\u0165astn\u00fdm nehod\u00e1m, kter\u00e9 by v\u00e1s jinak mohly vyj\u00edt pom\u011brn\u011b finan\u010dn\u011b draho. Proto\u017ee i kdy\u017e jste opatrn\u00ed sebev\u00edc, n\u011bkdy se zkr\u00e1tka stane nenad\u00e1l\u00e1 nehoda, kterou prost\u011b nelze p\u0159edpov\u00eddat, ale zkr\u00e1tka ka\u017edodenn\u00ed \u017eivot, ji m\u016f\u017ee p\u0159in\u00e9st.  Kamar\u00e1di bu\u010fme, ale dluhy si pla\u0165me! Hlavn\u00edm principem poji\u0161t\u011bn\u00ed ob\u010dansk\u00e9 odpov\u011bdnosti je, \u017ee chr\u00e1n\u00ed poji\u0161t\u011bn\u00e9ho p\u0159ed \u0161kodami, kter\u00e9 by mohl zp\u016fsobit v b\u011b\u017en\u00e9m \u017eivot\u011b (shozen\u00fd reg\u00e1l v obchod\u011b, ne\u00famysln\u011b zp\u016fsoben\u00e9 zran\u011bn\u00ed\u2026). Samoz\u0159ejm\u011b nezabr\u00e1n\u00ed tomu, aby se to stalo, ale pom\u016f\u017ee v\u00e1m \u0159e\u0161it finan\u010dn\u00ed od\u0161kodn\u011bn\u00ed. A vztahuje se automaticky i na rodinu poji\u0161t\u011bn\u00e9ho. V\u00fdhodou t\u00e9to pojistky je jej\u00ed platnost po cel\u00e9m sv\u011bt\u011b (m\u016f\u017eete ji tedy vyu\u017e\u00edt b\u011bhem dovolen\u00e9 \u010di i jak\u00e9hokoliv jin\u00e9ho pobytu v zahrani\u010d\u00ed) a skute\u010dnost, \u017ee se poji\u0161t\u011bn\u00ed sjedn\u00e1v\u00e1 v\u017edy bez spolu\u00fa\u010dasti. V re\u00e1lu v\u00e1s tedy nebude st\u00e1t zp\u016fsoben\u00e1 \u0161koda ani korunu a v\u0161e za v\u00e1s uhrad\u00ed ERGO poji\u0161\u0165ovna.   Poji\u0161t\u011bn\u00ed ve vzduchu i na zemi Poji\u0161\u0165ovna ERGO m\u00e1 v \u010cesk\u00e9 republice opravdu dlouhou tradici (ji\u017e v\u00edce jak 25 let), a proto sv\u00fdm klient\u016fm m\u016f\u017ee nab\u00eddnout jistotu zku\u0161en\u00e9ho a tak\u00e9 stabiln\u00edho prost\u0159ed\u00ed. Nemus\u00edte se tedy b\u00e1t, \u017ee by v\u00e1s nechala na holi\u010dk\u00e1ch i v t\u00e9to situaci. Poji\u0161t\u011bn\u00ed odpov\u011bdnosti si u nich m\u016f\u017eete sjednat ve form\u011b, jak pro b\u011b\u017en\u00e9 ob\u010dany (poji\u0161t\u011bn\u00ed ob\u010dansk\u00e9 odpov\u011bdnosti), tak i zam\u011bstnaneck\u00e9 (poji\u0161t\u011bn\u00ed odpov\u011bdnosti pro zam\u011bstnance). Jedine\u010dnost\u00ed u ERGO poji\u0161\u0165ovny je pak speci\u00e1ln\u00ed poji\u0161t\u011bn\u00ed odpov\u011bdnosti ur\u010den\u00e9 pro piloty letadel. Nen\u00ed tak t\u0159eba polemizovat, zda chcete sv\u00fdm k\u00e1mo\u0161\u016fm \u201ehelfnout\u201c na zemi, nebo ve vzduchu.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pomoc k\u00e1mo\u0161\u016fm za v\u0161echny prachy","item":"https:\/\/www.n-joy.cz\/pomoc-kamosum-za-vsechny-prachy\/#breadcrumbitem"}]}]